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Tenant Credit Check, ID Verification & Right to Rent
Fast & Reliable Tenant Credit Checks – Powered by Equifax
Finding the right tenant is key to ensuring a smooth rental experience. Our detailed tenant credit check and ID verification service, backed by Equifax, provides you with the insights necessary to make well-informed decisions.
Why Conduct a Tenant Credit Check?
A credit check offers a glimpse into a tenant’s financial history, aiding you in evaluating their capacity to keep up with rent payments. Although it does not guarantee future payment reliability, it can reveal concerning issues like County Court Judgements (CCJs), bankruptcies, or a poor repayment track record—allowing you to mitigate potential risks before finalising the rental tenancy.
What’s Included in Our Tenant Credit Check?
Address & Identity
Verification We verify your tenant’s identity and address history to confirm their authenticity:
- Current Address
- Up to 2 Previous Addresses
- Up to 9 Linked Addresses
- Identity Verification (Electoral Roll, financial records, court records)
- Fraud & Watchlist Screening (Sanctions, CIFAS, PEPs, deceased check)
Comprehensive Credit Check & Risk Assessment
Evaluate your tenant’s creditworthiness with an in-depth credit report and score:
- Credit Score – A numerical representation of the tenant’s financial reliability
- Fraud & Watchlist Screening – Cross-check against fraud databases & political exposure lists
- Bankruptcies & CCJs – Identify any financial challenges they may have faced
- Electoral Roll Check – Verify residency information
- Linked Addresses – Examine address history for consistency
Right to Rent Check
Make sure your prospective tenant is legally allowed to rent by adding this compliance check. We will obtain and verify documents that meet the Home Office’s legal requirements so you can have complete peace of mind.
Make Confident Tenant Decisions
Our credit check service provides a transparent risk assessment score, guiding you on whether to move forward with a tenant application. Safeguard your investment and reduce the likelihood of late or missed rent payments with our thorough credit screening process.
Get Started Today!
Carrying out a tenant credit check is simpler than ever. Obtain immediate results and make more informed letting decisions with our trustworthy screening service.
Please note the right to rent scheme does not apply in Wales, Scotland, or Northern Ireland.
Our Referencing Packages
Instant ID & Credit Check
Immediate background history & credit report-
Instant Credit Report
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ID Verification & Report
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Telephone Number retrieval
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Linked address search
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Court & Insolvency Information
Full Tenant Profile
Full ID, credit, employment & landlord referencing report-
Instant ID & Credit Check
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Employment referencing
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Income Confirmation - salary, benefits, pensions and other income sources
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Bank account validation
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Landlord referencing
Referencing Only
Ideal for individuals who are from overseas and never had a UK residential address-
Employment reference – confirming employment status and annual salary
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Confirm any additional forms of income being used for the tenancy
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Landlord reference – confirming any defaults in rent payment and property tidiness, even if from overseas
Guarantor Suitability Check
Check an individuals’ suitability to act as a guarantor for the tenancy-
Instant Credit Report
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ID Verification & Report
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Income Confirmation - salary, benefits, pensions and other income sources
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Affordability Check ensuring individual is able to support their own living along with paying into a tenancy if required
Rent Protection Full Tenant Profile
Check that meets the criteria for taking out Rent Protection-
Enhanced CCJ checks to meeting rent protection criteria
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Instant Credit Report
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ID Verification & Report
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Employment Referencing
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Income Confirmation
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Landlord referencing
Tenant Referencing in 4 Simple Stages...
Tenant Screening provides a quick, easy & affordable way to reference your prospective tenants. Offering Credit Checks, Income Referencing and Current Landlord checking services